Tsekani malonda

Apple Pay imatengedwa kuti ndiyo njira yotchuka kwambiri yolipira ndi ogulitsa maapulo ambiri. Pomaliza, palibe chodabwitsa. Kulipira kudzera pa Apple Pay ndikosavuta kwambiri, mwachangu komanso mwachilengedwe - ingolumikizani iPhone kapena Apple Watch yanu pamisonkhano, kutsimikizira kulipira pogwiritsa ntchito Face ID/Touch ID, ndipo tamaliza. Mwachitsanzo, sitiyenera kuvutikira kulowa PIN. Ichi ndichifukwa chake tidadzifunsa ngati njira yolipirira ya Apple iyi ikhoza kuonedwa kuti ndiyotchuka kwambiri, kapena ngati ndi mtundu chabe wa kutchuka komwe kumalepheretsa malingaliro a ena.

Pazifukwa izi, tidakonza mafunso achidule, omwe sanagwirizane ndi china chilichonse - ndi njira yolipira yomwe ofunsidwa amakonda. Mafunsowa adagawidwa kudzera m'nkhani yathu yokha, choncho kufufuza konseku kunapezeka ndi gulu la Apple. Chifukwa chake tiyeni tiwone zotsatira zomwezo ndikusankha kamodzi kokha kuti ndi njira iti yolipirira yomwe ndiyotchuka kwambiri pakati pa olima apulosi.

Kodi Apple Pay ndiyo njira yotchuka kwambiri yolipira?

Anthu okwana 469 omwe adafunsidwa adatenga nawo gawo pa kafukufukuyu, ndipo funso limodzi lokha ndilomwe likuwayembekezera. Kupyolera mu izi, tidafufuza njira yolipira yomwe munthu wapatsidwayo amakonda. Chisankho chinali pakati pa ndalama, khadi (yoyikidwa mu terminal kapena osalumikizana), Apple Pay, kapena mwayi wolipira ndi foni yokhala ndi pulogalamu ya Android. Komabe, monga tafotokozera pamwambapa, popeza mafunsowa adagawidwa makamaka ndi gulu la Apple, sitingathe kudalira kuti ambiri omwe adayankha angasankhe njira yomaliza - yomwe idatsimikiziridwanso pamapeto pake. Mwa onse 469 omwe adafunsidwa, anthu 442 (94,2%) adasankha Apple Pay. Kulamulira kwa njira yolipira apulosi kunatsimikiziridwa momveka bwino mu funso loyamba, ndipo zinaonekeratu kuti ndi mtsogoleri womveka bwino pakati pa ogula apulo.

Njira yolipirira yotchuka kwambiri: Apple Pay

M'malo achiwiri anali kulipira popanda kulumikizana ndi khadi (atagwira khadi ku terminal), pomwe oyankha 14 (3%) adavomereza. Pambuyo pake, anthu enanso 7 (1,5%) amakonda kulipira ndalama, ndipo anthu 6 okha (1,3%) adasankha kulipira pafoni ndi pulogalamu ya Android. Ndizosangalatsanso kuti palibe amene adatchulapo mwayi wolipira mwachikhalidwe ndi khadi, mwachitsanzo, kuyika khadi mu terminal ndikulowetsa nambala ya PIN.

Gawo lotsatira la mafunsowo lidawonetsedwa kwa anthu okhawo omwe amakonda Apple Pay, momwe adawunikira momwe adakhutidwira ndi ntchitoyo. Pa sikelo yochokera ku 0 (yoyipitsitsa) mpaka 6 (zabwino kwambiri), ofunsidwa amatha kuwonetsa momwe analiri okhutitsidwa ndi njira yolipirira ya Apple, kapena momwe analiri omasuka nayo. N'zosadabwitsa kuti ochuluka kwambiri adalemba mtengo 6, kusonyeza kukhutitsidwa kwakukulu. Ofunsidwa 393 adagwirizana ndi izi. Pambuyo pake, ena 43 omwe anafunsidwa adalemba chisankho cha 5 ndipo anthu 6 okha omwe adayankha adasankha mtengo wa 4. Palibe m'modzi mwa iwo amene adachiyesa choyipa.

Mtengo wa Apple Pay

Zachidziwikire, ndikwabwinonso kudziwa chifukwa chake ogwiritsa ntchito ambiri a Apple amakonda Apple Pay. Funso losasankha linagwiritsidwa ntchito pa izi, pomwe ofunsidwawo amatha kulemba mwachidule zomwe amakonda kwambiri za njira yolipirira ma apulo ndi chifukwa chake amawakonda kwambiri. Ngakhale mu nkhani iyi, mwina n'zosadabwitsa kuti mayankho anali mochuluka kapena mochepa mosalekeza. Funso losasankha lidayankhidwa makamaka ndi omwe adayankha 227, omwe adayamika liwiro komanso kuphweka nthawi zambiri. Monga tidanenera koyambirira, kugwiritsa ntchito Apple Pay ndikosavuta kwambiri - ingosindikizani kawiri ndipo mutha kulipira (ingogwirizanitsani ndikutsimikizira). Ambiri ochuluka mwa onse omwe adayankha adavomereza izi. Komabe, ena anatsindikanso za chitetezo. Zotsatira zake, zidawonekeranso kangapo kuti anthu ambiri samanyamula ngakhale chikwama, kapena sasowa kufunafuna khadi yolipira. Pafupifupi aliyense ali ndi foni kapena wotchi masiku ano.

Apple Pay terminal FB

Oyankha

Ndizosangalatsanso kuwona kuti ndi anthu ati omwe adachita nawo kafukufuku wathu. Ambiri anali amuna, analipo 437 (93,2%), pomwe 32 (6,8%) anali akazi. Koma ponena za msinkhu, izo zinafalikira kwambiri kuno. Anthu ambiri angayembekezere kuti makamaka achinyamata angakonde kulipira patelefoni. Komabe, ponena za zotsatira zomwe zatchulidwazi, izi sizowona. Gulu lalikulu kwambiri lili ndi omwe anafunsidwa zaka 27 mpaka 40, omwe anali 188 (40%). Izi zikutsatiridwa ndi anthu azaka za 1-41 omwe ali ndi chiwerengero cha 65 (159%) ndi 33,9-18 ndi 26 omwe adayankha (92%). Ana ndi ochepa omwe adayankha 19,6 (17%) ndi anthu azaka zopitilira 3,6 omwe adayankha 65 (13%).

Kupatula zokhala, mafunsowo adawunikiranso momwe anthu omwe adafunsidwawo ali. Pazonse, 303 (64,6%) mwa iwo ndi antchito, 84 (17,9%) amalonda / odzilemba okha ndi 61 (13%) ophunzira. Ochepa amapangidwanso ndi opuma pantchito omwe adayankha 17 (3,6%) ndi omwe alibe ntchito ndi 4 omwe adayankha (0,9%).

Mutha kutsitsa zotsatira za kafukufuku apa

.