Vratislav Holub Ngati mukufuna kugula nyumba yanu kapena kukonzanso zovuta, ndiye kuti kubwereketsa ngongole ndi chida chachikulu chokwaniritsira zolinga zanu. Tsoka ilo, monga mukudziwa, kukonza ngongole sikuyenda bwino paki. Nthaŵi zambiri, mungakumane ndi zopinga zingapo zosafunikira. Mwamwayi, pali kale njira yothetsera milanduyi lero. Chifukwa cha zomwe zilipo komanso intaneti, ngongole yonse imatha kuthetsedwa pa intaneti kuchokera panyumba yanu yabwino, osataya nthawi.
Ichi ndichifukwa chake mukuwunikaku tiwunikira njira yoyambira yaku Czech fintech hyponamíru.cz. Kampaniyi yapanga pulogalamu yabwino kwambiri yapaintaneti, mothandizidwa ndi yomwe mutha kuthana ndi chiwongola dzanja kuchokera ku A mpaka Z pa intaneti. Izi sizongowerengera ndalama zanyumba, koma yankho lenileni lomwe lingakuthandizeni osati kokha ndi chisankho chopindulitsa malinga ndi magawo ofunikira, komanso ndi njira yonse yokambilana ndi utsogoleri wotsatira.
Kukambirana ndi ngongole pa intaneti
Monga tanenera kale pachiyambi, chifukwa cha zotheka masiku ano, palibenso cholepheretsa kukonza ngongole pa intaneti, zomwe zimabweretsa ubwino wambiri. Chofunika kwambiri ndi chakuti chirichonse chikhoza kuthetsedwa kuchokera ku chitonthozo cha nyumba yanu, popanda kufunikira kwa misonkhano ya maso ndi maso, kuyembekezera kwa nthawi yaitali kapena kugwedezeka pa chiwongoladzanja. M'malo mochoka ku banki kupita ku banki, zomwe zimatchedwa zizikhala pakati pa chilichonse kwa inu banki yobwereketsa.
Pakubanki yobwereketsa, mutha kuwona mwachidule zomwe zilipo, zomwe aliyense angathenso kuzikonza malinga ndi zomwe amakonda (malinga ndi chiwongola dzanja, kukhwima ndi zina). Koma kwa osadziwa, makonzedwe oterowo angakhale mudzi wa ku Spain. Ichi ndichifukwa chake hyponamíru.cz idakhazikitsidwa ndi malo osavuta komanso omveka bwino a ogwiritsa ntchito, pomwe muli ndi chidziwitso chonse ndipo mumapereka m'manja mwanu. Panthawi imodzimodziyo, katswiri wa ngongole amaperekedwa ku ngongole iliyonse kuti atsogolere ndondomeko yonse yokambirana ndi kayendetsedwe kotsatira.
Momwe mungapangire ngongole pa intaneti kudzera pa hyponamíru.cz
Chifukwa chake, tiyeni tiwonetsere limodzi momwe mungapangire ngongole yanyumba pa intaneti kudzera pa hyponamíru.cz. Njira yonseyi imagawidwa m'magulu angapo kuti ikhale yosavuta komanso yomveka bwino. Sitiyeneranso kuyiwala kutchula zonse poyera. Chifukwa chake, simuyenera kuda nkhawa kuti, mwachitsanzo, ndalama zina ndi zidziwitso zina zofunika, zomwe ndizofunikira kwambiri pazochitika zotere, zitha kukhala zobisika kwa inu.
Ulendo womwewo umayamba ndikusankha ngati mukufuna kubwereketsa nyumba yatsopano kapena kukonzanso yomwe ilipo kale. Ngati mukufuna kukambirana, ingopitani ku calculator yobwereketsa, komwe muyenera kudzaza malingaliro ofunikira, mwachitsanzo, kuchuluka kwa ndalama zomwe muyenera kubwereka, kuchuluka kwa zomwe mungapereke kuchokera kwa inu, ndi nthawi yanji yomwe mukufuna kubweza komanso mwachangu bwanji. mukupeza ngongole yanyumba. Komabe, pakadali pano muyenera kudziwa kale mtengo ndi mtundu wa katundu, kuchuluka kwa ngongole yobwereketsa, nthawi yomwe mukufuna kubweza komanso ntchito yomwe mukufuna. Panthawi imodzimodziyo, m'pofunika kuyika zambiri zofunikira monga nambala ya foni ndi mtundu wa yankho. Mtundu wa yankho ndi wofunika kwambiri pankhaniyi. Mukhoza kusankha kuthetsa nkhani yonse pa intaneti ndi bonasi, kapena kuisamalira ndi mlangizi mu mawonekedwe a mafoni ndi misonkhano yaumwini.
Mabanki a ngongole
Banking yobwereketsa ngongole ili pachimake pa chilichonse. Pambuyo podzaza chowerengera chomwe tatchulachi, timapita ku gawo la banki, pomwe chiwonetsero chazomwe zimaperekedwa ndi mabanki amodzi chimawonetsedwa nthawi yomweyo. Panthawi imodzimodziyo, zidziwitso zonse zokhudzana ndi chiwongoladzanja, APR, kutalika kwa chiwongoladzanja, kuchuluka kwa chiwongoladzanja cha mwezi uliwonse, chiwongoladzanja chonse cha chiwongoladzanja pa nthawi yokonzekera, ndalama zonse ndi ndalama zonse za ngongole yonse ya ngongole zimawonekera pang'onopang'ono. . Tisaiwale kutchulanso mfundo ina yofunika kwambiri. Apa mupezanso tsatanetsatane wa zolipiritsa zina zonse - pokonza kubwereketsa, kutenga ngongole, kusunga akaunti yangongole - kapena chindapusa chokhudzana ndi cadastre yogulitsa nyumba ndi kuyerekezera komweko.
Posankha ngongole yoyenera kwambiri, ndikofunikira kwambiri kupeza yomwe ikugwirizana ndi zosowa zanu. Monga tafotokozera pamwambapa, ndichifukwa chake ndizotheka kuyika izi mosiyanasiyana. Komabe, ziyenera kudziwidwa kuti kuti muwone zopatsa zabwino zomwe muyenera kuchita yambitsani akaunti yanu pa intaneti. Apanso, izi zitha kuthetsedwa mkati mwa banki mkati mwa mphindi zochepa.
Kusankha kwanyumba ndi kukonza ntchito
Mukasankha ngongole yobwereketsa yomwe imakwaniritsa zomwe mukufuna, palibe chomwe chikukulepheretsani kukonzekera ntchito yanu. Choyamba, m'pofunika kudzaza deta ina ndikuyika zikalata zanu (chidziwitso), zolemba zamisonkho ndi zina zofunika kuti mukonzekere pulogalamuyo pogwiritsa ntchito njira yotetezedwa. Pambuyo pake, katswiri wobwereketsa nyumba yemwe watchulidwa kale amatenga ntchitoyo. Amatenga gawo lofunikira kwambiri pakadali pano, chifukwa adzakuthandizani kumaliza ntchitoyo bwino ndikuwonetsetsa kuti musaiwale chilichonse.
Zomwe muyenera kuchita ndikuthetsa zofunikira ndi katswiri pafoni kapena imelo. Mukakhala ndi pulogalamu yokonzekera kubanki yanyumba, zomwe muyenera kuchita ndikuyiyang'ana ndikusayina. Wotumizayo azipereka mwachindunji kumalo omwe mwagwirizana kuti musayine, kuti musade nkhawa ndi kalikonse. Pankhani ya mabanki ena, kuthekera kumapitilira gawo limodzi mwa mawonekedwe a siginecha ya SMS. Ndi njira yachangu komanso yotetezeka.
Chivomerezo cha ngongole yanyumba ndi kuchotsa
Mukasaina pulogalamuyo, mwamaliza gawo lotsatira lofunikira. Panthawiyi, banki imalowa muzochitika zonse, zomwe ziyenera kuyang'ana, kuwunika ndikuvomereza ntchitoyo. Kenako amakudziwitsani za otchedwa banki kugoletsa mu mawonekedwe a SMS, kutanthauza kusintha kwa siteji yotsatira - chivomerezo cha ngongole ndi drawdown ake. Pambuyo pakuwunika, katswiri wobwereketsa ngongole adzakusamaliraninso, yemwe adzakweza mndandanda wa zikalata zofunika kuti amalize ntchitoyi. Ingotsitsani zikalata zomwe zakonzedwa apa chimodzi ndi chimodzi ndipo mwamaliza. Apanso, palibe chifukwa chozungulira malo ofunikira mosafunikira - mutha kuthetsa chilichonse pa intaneti kuchokera kunyumba.
Mphindi yofunika kwambiri ikutsatira - banki ikangokonzekera mgwirizano wa ngongole kuti usayine. Ichi ndi sitepe yotsiriza yomwe imalekanitsa inu kupeza ngongole yanyumba. Pankhaniyi, katswiri wobwereketsa ngongole amangokudziwitsani za njira, nthawi ndi malo osayina mgwirizano. Siginecha ikhoza kuchitika pamalo okhala kapena kunthambi yapafupi ya banki yopatsidwa. Pambuyo posayina mgwirizano, katswiri wina wa malo omwe apatsidwa amatenga zojambulazo, yemwe amakudziwitsaninso za nthawi yomwe kujambula kungayambe. Ndipo mwatha! Mwakambirana bwino za ngongole yanyumba pa intaneti, popanda zovuta zosafunika zomwe tidazitchula koyambirira. Ikatha, mudzalandirabe SMS yodziwitsa.
Woyang'anira nyumba ndi kuwerengera katundu
Ngongole yobwereketsa ndi ulendo wautali, ndipo ndithudi sikutha ndi mgwirizano wake. Izi ndi zomwe oyambitsa hyponamíru.cz akudziwa bwino, zomwe zimapatsa makasitomala ake ntchito yabwino yotchedwa yaulere. Mortgage Watcher. Ndi pulogalamu yapaintaneti yowunika kubwereketsa kwanu, kuti musaphonye chidziwitso chilichonse chofunikira. Panthawi yoyenera, mutha kuyikonzanso ndikusinthira kuzinthu zabwino kwambiri. Woyang'anira nyumba yobwereketsa amayang'ana kwambiri pakupeza chiwongola dzanja chabwino, kutsika kwapamwezi, kupulumutsa zonse komanso nthawi yayifupi yobwereketsa nyumba. Ndi chithandizo chake, mutha kupulumutsa mpaka makumi masauzande a korona.
Monga tanenera pamwambapa, simudzaphonya chilichonse chofunikira mothandizidwa ndi izi. Kuphatikiza pa zosankha za refinancing, pulogalamuyo imayang'anira chikumbutso cha ma contract a magawo odabwitsa komanso kutha kwa kuyandikira kwa kukonza. Momwemonso, ngati muli ndi ngongole yapitayi, palibe chomwe chimakulepheretsani "kuyimitsa" pansi pa mapiko a hyponamíru.cz ndikupindula ndi zomwezo.
Pro module yatsopano ikuwonekeranso posachedwa kutsimikizira kuwerengera kwa nyumba. Hyponamírů.cz imagwira ntchito ndiukadaulo wakunja waku Switzerland pakuyerekeza kolondola kwambiri, chifukwa chake mutha kuyang'ana mtengo wamalo omwe mwapatsidwa kwaulere panthawi yogulitsa, kugula kapena kugulitsa. Choncho ndi njira wangwiro lolingana ndi mmene zinthu zilili mu msika masiku ano. Mutha kuyang'ana nthawi yomweyo ngati mtengowo ndi wokwanira kapena ayi, m'malo mwake, mopitilira muyeso. Kugwiritsa ntchito module ndikosavuta kwambiri. Kuti muyerekeze mtengo, dongosololi limagwira ntchito ndi chidziwitso kuchokera kuzinthu zingapo - kuchokera kuzinthu zamakono ndi za mbiri yakale pazithunzi zazikulu kwambiri zamalonda ku Czech Republic, zomwe zimaphatikizidwa ndi deta yochokera ku cadastre yogulitsa nyumba ndi luso lamakono lanzeru.
Chidule
Fintech yoyambitsa hyponamíru.cz imatha kufotokozedwa momveka bwino ngati nsanja yayikulu yochitira zonse zomwe zingakuthandizeni, mwachitsanzo, mukakhala ndi nyumba yanu. Kuphatikiza pa kasamalidwe ka ngongole zanyumba, kampaniyo imalumikizidwanso ndi omanga ndi malo osiyanasiyana, chifukwa imatha kulumikiza omwe ali ndi chidwi ndi nyumba ndi eni kapena ogulitsa katundu aliyense. Izi zidzayamikiridwa makamaka ndi omwe ali ndi chidwi ndi ngongole yobwereketsa popanda malo enieni, pamene angathe kukonza mlingo wapadera, ndiyeno pokhapo ayang'ane, mwachitsanzo, nyumba yawo yamaloto. Pulatifomu imatha kuyang'anira inshuwaransi yokakamiza ya katundu ndi inshuwaransi ya moyo wanu.
Pachifukwa ichi, ngongole ndi chida chachikulu. Hyponamíru.cz ili m'malo a chiwongolero chathunthu chomwe chingachotsere zopinga zingapo zosasangalatsa kwa inu zomwe nthawi zambiri mumayenera kuthana nazo mukamagwira ntchito zachikhalidwe. Chifukwa chake ndizomveka kuti kuyambika kwa Czech uku kwakhala kopambana kwambiri kuyambira pomwe idakhazikitsidwa. Hyponamíru.cz imakhazikitsa kupambana kwake pa kusavuta, kuwonekera kwambiri komanso kuthamanga, komwe dziko la intaneti limabweretsa.
Kukambitsirana kwa nkhaniyo
Zokambirana sizinatsegulidwe m'nkhaniyi.
