Michal Ždanský Sabata yatha, Apple idakhazikitsa njira yake yolipira mafoni, Apple Pay, ku United States. Pofuna kufikitsa nsanja yonse kumapeto kwabwino, kampaniyo idayenera kugwirizana osati ndi Visa, Mastercard ndi mabanki am'deralo, komanso ndi maunyolo angapo ogulitsa kuti zitsimikizire kuti zikuyenda bwino patsiku loyambitsa.
Masiku angapo oyambilira anali osalala, pomwe anthu opitilira mamiliyoni atatu adayambitsa Apple Pay mkati mwa maola 72, ndizoposa kuchuluka kwa omwe ali ndi makhadi osalumikizana nawo ku US. Apple Pay idayamba bwino, koma kupambana kwake sikunayende bwino ndi mgwirizano wa MCX (Merchant Consumer Exchange). Maunyolo a umembala ngati ma pharmacies Chotsani a CVS kwathunthu aletsa mwayi wolipira ndi NFC atazindikira kuti zotengera zawo zimagwira ntchito ndi Apple Pay ngakhale popanda kuthandizidwa.
Chifukwa chotsekereza ndi njira yolipira CurrentC, yomwe mgwirizanowu ukupanga ndikukonzekera kukhazikitsa mkati mwa chaka chamawa. Mamembala a MCX akuyenera kugwiritsa ntchito CurrentC yekha, kulola Apple Pay kukumana ndi zilango zachuma malinga ndi malamulo a consortium. ngati Best Buy, Wal-Mart, Chotsani kapena membala wina pakadali pano akufuna kuthandizira njira yolipirira ya Apple, akuyenera kuchoka ku consortium, yomwe sangalandire chilango.
[chitani kanthu = "quote"] CurrentC ili ndi zolinga zazikulu ziwiri: kupewa kulipira kwamakhadi ndikusonkhanitsa zambiri za ogwiritsa ntchito.[/do]
Ngakhale akuwoneka kuti akupikisana mwachindunji, zolinga za Apple ndi MCX ndizosiyana kwambiri. Kwa Apple, ntchito ya Pay imatanthawuza chitonthozo chabwino kwa makasitomala pamene akulipira ndikuyambitsa kusintha kwa ndondomeko ya malipiro a ku America, zomwe, modabwitsa anthu a ku Ulaya, zimadalirabe maginito omwe amatha kuzunzidwa mosavuta. Apple imatenga 0,16 peresenti yazogulitsa zilizonse kuchokera kumabanki, ndikuthetsa chiwongola dzanja cha Apple. Kampaniyo simasonkhanitsa deta ya ogula za kugula ndipo imayang'anira mosamala zomwe zilipo pa gawo la hardware lapadera (Security Element) ndipo imangopanga zizindikiro zolipira.
Mosiyana ndi izi, CurrentC ili ndi zolinga zazikulu ziwiri: kupewa ndalama zolipirira khadi ndikusonkhanitsa zambiri za ogwiritsa ntchito, makamaka mbiri yawo yogula ndi machitidwe okhudzana ndi kasitomala. Zolinga zoyamba ndizomveka. MasterCard, Visa kapena American Express amati zinthu ngati ziwiri pa 100 zilizonse zamalonda, zomwe amalonda amayenera kuvomereza ngati kuchepetsedwa kwa malire kapena kubweza powonjezera mtengo. Zolipiritsa zolambalala mosakayika zitha kukhala ndi zotsatira zabwino pamitengo. Koma cholinga chachikulu cha CurrentC ndikusonkhanitsa zidziwitso, malinga ndi zomwe amalonda angatumize, mwachitsanzo, zopereka zapadera kapena makuponi ochotsera kuti akope makasitomala kubwerera kusitolo.
Tsoka ilo kwa makasitomala, chitetezo cha dongosolo lonse la CurrentC sichingafanane ndi Apple Pay. Zambiri zimasungidwa mumtambo m'malo mwa chinthu chotetezedwa cha Hardware. Ndipo idabedwa ngakhale ntchitoyo isanayambike. Obera adakwanitsa kupeza ma adilesi a imelo a makasitomala omwe adatenga nawo gawo pa pulogalamu yoyendetsa kuchokera pa seva, yomwe CurrentC pambuyo pake idadziwitsa makasitomala ake, ngakhale kuti sinafotokoze zambiri zachiwembucho.
Ngakhale njira yogwiritsira ntchito CurrentC sikulankhula kwenikweni mokomera ntchito. Choyamba, ntchitoyi ikufuna kuti mulowetse nambala ya layisensi yoyendetsa galimoto ndi nambala yachitetezo cha anthu (yofanana ndi nambala yobadwa m'dziko lathu), mwachitsanzo, deta yovuta kwambiri, kuti mutsimikizire kuti ndinu ndani. Koma choyipa kwambiri chimabwera ndi malipiro. Makasitomala amayenera kusankha kaye "Pay with CurrentC" pa terminal, kutsegula foni, kutsegula pulogalamuyo, kuyika mawu achinsinsi a manambala anayi, dinani batani la "Pay", kenako kugwiritsa ntchito kamera kusanthula nambala ya QR pa kaundula wa ndalama. kapena pangani nambala yanu ya QR ndikuyiwonetsa patsogolo pa sikani. Pomaliza, mumasankha akaunti yomwe mukufuna kulipira ndikudina "Pay now".
Ngati Apple mu sketch yanu, pomwe adawonetsa momwe zimavutira kulipira ndi khadi la mizere ya maginito, kusinthanitsa khadi kwa CurrentC, mwina uthenga wajambulawo ukanamveka bwino. Poyerekeza, polipira ndi Apple Pay, muyenera kungogwira foni yanu pafupi ndi terminal ndikuyika chala chanu pa batani la Home kuti mutsimikizire zala zanu. Akamagwiritsa ntchito makadi oposa limodzi, wogwiritsa ntchitoyo angasankhe kuti akufuna kulipira liti.
Kupatula apo, makasitomala adafotokoza malingaliro awo pa CurrentC pakuwunika kwa pulogalamu ya CurrentC v Store App a Sungani Play. Pakadali pano ili ndi mavoti opitilira 3300 mu Apple App Store, kuphatikiza ma 3309 a nyenyezi imodzi. Pali ndemanga zabwino 28 zokha zokhala ndi nyenyezi zinayi kapena kuposerapo, ndipo ngakhale zomwe sizili zokometsera: "Wangwiro ... kukhazikitsidwa kwabwino kwa lingaliro loyipa" kapena "Pulogalamu yodabwitsa yomwe imapanga chinthu changa 3147! Kuti zinthu ziipireipire, zikuchulukirachulukiranso tsamba lonyanyala la MCX, yomwe imawonetsa tcheni chilichonse mu njira zina za MCX komwe makasitomala amatha kulipira ndi Apple Pay.
Adzakhala makasitomala omwe adzasankhe kupambana kwa izi kapena dongosolo. Atha kufotokoza momveka bwino ndi zikwama zawo zomwe ndizotheka kwa iwo. Apple Pay imatha kukhala mosavuta pamaketani ogulitsa zomwe iPhone ndi ya ogwiritsa ntchito. Ndiko kuti, kumene kusowa kwake kudzawonetsedwa mu malonda ndi kuchoka kwa makasitomala. Kuphatikiza apo, ndi Apple yemwe amakhala ndi makhadi onse a lipenga. Zomwe akuyenera kuchita ndikuchotsa pulogalamu ya CurrentC mu App Store.
[chitanipo kanthu = "quote"] Apple Pay ikhoza kukhala yamaketani ogulitsa zomwe iPhone ndi yonyamula.[/do]
Komabe, vuto lonselo silingafike pamlingo wotere. Mkulu wa MCX a Dekkers Davidson adavomereza kuti mamembala a consortium atha kuthandizira machitidwe onsewa mtsogolo. Komabe, sanafotokoze mwatsatanetsatane nthawi imene zimenezi zingachitike.
Chowonadi ndi chakuti ndi Apple Pay komanso kusadziwika kwake, amalonda ambiri amataya zambiri zamakasitomala zomwe zimapezeka kwa iwo polipira ndi khadi yokhazikika. Koma Apple posachedwa ikhoza kupereka yankho labwino lomwe lingakhale lopindulitsa kwa makasitomala ndi amalonda. Malinga ndi malipoti ena, kampaniyi ikukonza ndondomeko yosonyeza kukhulupirika yomwe ingayambe nyengo ya Khirisimasi.
Pulogalamuyi iyenera kukhala yolumikizidwa ndi kugwiritsa ntchito iBeacon, komwe makasitomala amalandila ndikuchotsera makuponi kudzera mu pulogalamu yoyenera, yomwe imachenjeza makasitomala omwe ali pafupi ndi iBeacon pogwiritsa ntchito chidziwitso. Pulogalamu yokhulupirika ya Apple idapangidwa kuti izipereka kuchotsera kwapadera ndi zochitika zapadera kwa makasitomala omwe amalipira ndi Apple Pay. Funso ndilakuti zambiri zamakasitomala zidzakwanira bwanji mu izi, ndiye kuti, ngati Apple ipereka kwa ogulitsa ndi chilolezo chodziwika bwino cha ogwiritsa ntchito, kapena sichidziwika. Tikhoza kudziwa mwezi uno.
mu App Store ndi Play Store. Pakadali pano ili ndi mavoti opitilira 3300 mu Apple App Store, kuphatikiza ma 3309 a nyenyezi imodzi. Padzakhala typo mu manambala
Amalemba "kupitirira 3300" ndipo chinsalu chikuwonetsa kuti pali 3346, kotero si typo. Koma chiganizo chimenecho chikumveka chopusa, nzoona.
Kodi ndizotheka kulipira ndi Apple Pay mu CZ kapena SK? Ngati ndi choncho, bwanji? Ndipo ngati sichoncho, chidzatifikira liti? :)
sizigwira ntchito ku Europe posachedwa. mwina ayi. panali kale nkhani ya izo. ndalama zogulira makhadi ndizotsika kwambiri ku Europe ndipo ngati banki ikadapereka kanthu kwa Apple, ikadatsala pang'ono kutsalira. Komanso, ndalamazo zidzagwirizanabe mkati mwa EU ndipo mwina zidzachepetsedwa.
Ndinu osadziwa ngati mukuganiza kuti apulo samasonkhanitsa zambiri za inu :D ali ndi zala zanu ndipo ndizopusa ngati mukuganiza kuti boma la America silingawapeze mwachindunji kapena mwanjira ina;)
Alibe zidindo za zala, mwachiwonekere simukudziwa kalikonse za dongosolo lawo. Koma sangalalani ndi paranoia yanu.